Having cluck on "Step to prosperity" link, you have got on a small track in some pages which will lead you to a prosperity. Here - the most important about your personal finance.
Read through this chapter up to the end even if you have not enough time. For your convenience I have tried to state the necessary information shortly, precisely and clearly. To be necessary for you of minutes ten; as a result you will be formed in the field of the personal finance better, than the overwhelming majority of people.